Life of rural India, its problems and solutions.

Life of rural India, its problems and solutions

Introduction

Rural Life refers to the life of the people living as small groups in rural areas.
Our Father of Nation Mahatma Gandhiji once said that India lives primarily in villages. But when we talk of India’s progress or achievement, we only think of the standard of living in cities. Consequently the cities are flourishing and the villages are going down day by day.

Problems of village life:

At present, the condition of the life of the people living in villages is not up to the mark . The problems of our villagers are many and varied.

• Villagers in India are very poor because they have to even struggle for basic necessities and amenities like food, cloths, school, hospital, roads etc.

• The condition of village schools is not satisfactory. Some of them funded by government they are failed to deliver expected outcomes.

• Moreover, the villagers don’t understand the importance of education. As in their day to day life education is not much relevant. They think education as irrelevant thing.

• Mostly earning the bred for survival is the objective of people in rural India. Hence a large number of people are engaged in economic activities, mainly agriculture.

• Rural India is not aware about the laws and regulations of India due to no/lack of education.

• Villagers are not health conscious.

Solutions for uplifting villages and villagers

To solve these issues we the people of India with the help of government and local bodies have to come forward. Various programs needs to be planned and implemented effectively.

1. Mass education should be spread by establishing more primary and secondary schools. It must be made both compulsory and free (as till now they are not much cautious about education they wont be interested if we charge them). Also educators' needs to keep more attention on the skills and interest of these people so that they can excel in their interested areas.

2. As said earlier many villagers are struggling to get bred for survival in a day. So they don't have day time to spend to get education. To solve this issue government should organize night schools for the illiterate adults to teach them to read and write.

3. Irrespective of vote share from the village, each and every village shall be treated equally. Roads and other means of communication in the village should be improved. So that rural India become accessible to urban area. Which will also enable to develop backward area through infrastructural development.

4. Cottage industries should be revived and agriculture should be modernized.

5. Villages should be electrified to remove the depressing darkness of rural night.

6. Villagers should be educated regarding elementary hygiene and scientific method of cultivation which will unable those villages to earn money for their development with less resources.

7. Every Block should have a hospital or a primary health centre for priding medical aids to the villagers.

8. Rural banking should be set up for financial assistance to the village people. As we are aware banking services are not reached in many villages till now. To increase banking habit among these people nationalized banks, RBI, NABARD etc. needs to take initiatives for the same.

Conclusion

In recent years the Central and the State Governments have taken some steps to improve the condition of the villagers. The village Panchayat and the Co-operative Credit Societies are two important factors in this respect. All these will strengthen rural economy and make villages not only habitable but also attractive and prosperous. Still many villages are lacking in being developed so such villages needs to be bought on the track of development.

Simply understand what is Benami Act.

What is mean by Benami Transaction?

Transaction is deemed to be as Benami if the identity of the beneficial real owner is concealed by showing other person (Benamidar) as a real owner on record. Now such 'Benamidar' can be classified into four types-


1. Where property is transferred to or held by benamidar and consideration for such property is paid by the beneficial owner of that property.


2. Where transaction is made in fictitious name.


3. Where owner is not aware of or denies knowledge of, ownership of property.


4. Where beneficial owner is fictitious or untraceable.

What is Benami Transaction?

Many people have a confusion regarding these type of transactions as they are not aware about which transactions will be included herein and which transactions will be excluded. We can categories those four types of transactions which are not Benami Transactions'.


1. Where an individual hold property in the name of his/her child or spouse. If the consideration for the same is paid out of known sources of income of such individual.


2. Where property is held by individual in joint name with siblings, parents , grand-parents, grand-children. If consideration for the same is paid out of known sources of income.


3. Where property is held by Karta or members of HUF (Hindu Undivided Family) for the benefit of members of HUF. If payment of consideration is paid out of known sources of income of Karta or members of such HUF.


4. Property held by a person in a fiduciary capacity like director in company or trustee of trust on behalf of other person.

What is benemi property?

'Benami Property' covers immovable property, movable property (eg. Cash, jewellery, bank FD's etc.),tangible property, intangible property in India. However properties outside India are also covered in benami properties if these are not covered under Black money Act.

What are the consequences of Benami transactions?

Person who is guilty under this law has following consequences :

* Imprisonment for a minimum period of one year and maximum period of Seven years.

* And Fine of upto 25% amount of market value of such Benami Property.

* Central government may also confiscate such Benami Property.

* Benamidar may also be prohibited from retransferring such property to beneficial owner.

Interlinking of Benami transaction and Jan Dhan Accounts

As we are aware that after the demonetization decision by the government with the help of Central bank of India (RBI) sudden surge of cash deposits witnessed in Jan Dhan Accounts. If in investigation it is revealed that said money belongs to someone else then such money will be confiscated and both the Jan Dhan Account holder and beneficial owner of such money will be liable for prosecution under this Act.